What is Stripe?
Stripe is a payments platform that processes cards for millions of businesses, online and in person. Here's how it works, what it costs, and how to use it without writing code.
Last updated June 2026
Quick answer
Stripe is a payment processing platform for accepting cards online and in person. Payment for Stripe is an independent app that connects to your Stripe account and turns your phone into a point of sale.
Official documentation: Stripe
Connected
Stripe Account
Payments infrastructure
Stripe powers payments for millions of businesses, from solo sellers to Amazon. It handles cards, digital wallets, and 135+ currencies, with payouts straight to your bank account.
Per-transaction pricing
Stripe charges per transaction: 2.9% + 30¢ online and 2.7% + 5¢ in person in the US. There's no monthly fee for standard payment processing.
In-person payments
Stripe Terminal accepts cards face to face with readers like the Stripe Reader M2, or with Tap to Pay on iPhone and Android. The Payment for Stripe app handles both with no code.
Not a Stripe company
Payment for Stripe is built by PocketVendor Inc, a Stripe Verified Partner since 2015. It's not owned by Stripe Inc: it connects to the Stripe account you already have.
Common questions
What is Stripe payment?
What is stripe.com?
How do I use Stripe?
Can I use Stripe for in-person payments?
Is Stripe free?
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