Payment for Stripe Guide

Card Authentication and 3D Secure with Payment for Stripe

Reduce fraud, meet regulatory requirements and verify your customers. The Payment app is SCA-ready, without any additional setup.

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Built-in Strong Customer Authentication

To comply with the regulatory rules introduced in the European Union in 2019, all payments processed via the app can be verified with the cardholder's bank.

Shift Your Liability

Payments that have been successfully authenticated using 3D Secure are covered by a liability shift. Should a 3D Secure payment be disputed as fraudulent by the cardholder, the liability shifts from you to the card issuer.

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The Payment app supports all of the latest security enhancements that come free with your Stripe account. There are no additional fees for these features, as it's all encompassed in your Stripe base account fees. By using 3D Secure, you have the equivalent security of using an EMV card reader.
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