Charge customers with a WisePad 3 Stripe Terminal card reader

Seamlessly connect a card reader and charge customers in-person with a card reader. Enjoy lower Stripe rates of 2.7% + 5c on every transaction.

Australia, Canada, France, Germany, Ireland, Netherlands, New Zealand and United Kingdom accounts only

Out of the box benefits with every single card reader

Don't pay extra for what should be included. Everything is standard with our Stripe Terminal card readers.

No need for a new merchant account

Get started with Stripe in just a few minutes. Already use Stripe? Everything works together seamlessly.

Built-in fraud detection

Superior fraud detection comes as a standard feature. Verify with a CVC check, billing zip code or both. Learn more about fraud

No setup or monthly fees

Whether you're using a card reader, camera scanner or typing manually, you'll never be locked into a monthly subscription.

No complicated setup

The Stripe Terminal card reader is plug & play. Connect it to Bluetooth, and you're on your way. Card reader documentation

PCI Compliant

Not only do we not store any payment information, our card readers can't be read or decrypted by us or you.

Email Receipts

Great looking receipts can be sent without any additional work.

How Stripe Terminal card readers work

Extend your Stripe payments to your point of sale

Take your business with you by enabling an in-person checkout process. With a unified payment system you can focus on sales instead of technology.

Step 1

Download the app

Download FREE Payment app for your device platform. Works with iOS and Android.

Step 2

Connect your Stripe account

Download Payment app, connect your Stripe account and start charging customers in less than 30 seconds. No monthly fees or minimums.

Don't have a Stripe account? No worries. It's incredibly easy to setup and free to create an account.

Create Stripe Account
Step 3

Purchase a card reader

Card readers generally ship same day, with several options for expedited shipping. Standard shipping is free, and 2-day shipping is also free when you order 2 or more readers.

Order Card Reader
WisePad 3
  • Contact Stripe to purchase a card reader
  • Mention that you'd like to be added to the European Terminal beta program
  • Tell them you're using Payment for Stripe
  • Let us know once your setup is complete
Step 4

Contact a Stripe Account Manager to get enrolled in the Stripe Terminal Europe beta

Unfortunately at this time, the Payment team does not have the ability to automatically enroll your Stripe account.

[email protected]
Step 5

Connect card reader

No setup required. Just make sure the card reader is charged, and follow the steps to pair in the iOS or Android Payment apps.

Card Reader Troubleshooting Guides
  • Open the iOS or Android apps
  • Navigate to Settings
  • Press Connect Card Reader
Frequently Asked Questions

Everything you need to know about the WisePad 3 card reader, Stripe Terminal and the integration with Payment.

What are the transaction fees when using the Stripe Terminal card reader?

The fees when using a card reader are reduced to 2.7% + 5c USD on every transaction. Normal Payment app fees of 1% also apply.

Which currencies are supported with the card reader?

Currencies supported by the WisePad 3 are the Canadian Dollar (CA$), Euro (€) and Pound (£).

Can I use my card reader outside of my Stripe account country?

Although in some situations, the card reader may work outside the geographic regions we cannot make any guarantees. In these instances, it's best to manually enter the credit card information.

Are the card readers PCI compliant and pre-certified?

Card readers are certified EMV Level 1, 2, 3. They provide end-to-end encryption, natively support chip cards and contactless payments, including Apple Pay and Google Pay, and help protect you against liability for counterfeit fraud.

Additional information regarding the WisePad 3 and Stripe Terminal

Which countries are enabled for the Stripe Terminal WisePad 3?

At the moment, card readers are ONLY available in Australia, Canada, Ireland, France, Germany, the Netherlands, New Zealand and the United Kingdom.

Do you support the Stripe Terminal BBPOS Chipper 2X BT?

Yes, although only in the U.S. We're hoping that changes very soon!

Do you support any other readers in Europe?

The WisePad 3 is the only card reader supported in Europe, however, we do support the BBPOS Chipper 2X BT for users in the U.S. and the Verifone P400 and BBPOS WisePad 3 in Canada.

Can I return my reader?

You will need to reach out to Stripe Support to return a card reader at: Stripe Support

Related from the Blog

The importance of PCI-compliant card readers with Stripe Terminal

Reduce fraud and look more professional with a pre-certified PCI-compliant card reader from Stripe Terminal.

What is PCI Compliance?

Payment Card Industry (PCI) compliance is an official policy, created by the major credit card companies and PCI Security Standards Council to ensure the overall security of credit card transactions. The guidelines refer to both technical and operational standards that all businesses must follow to protect consumer credit card data provided by cardholders.

Why is PCI Compliance Important?

PCI compliance helps you, as a merchant, as well as payment gateways, to avoid fraudulent activity and to reduce cardholder data breaches.

Are you responsible as a merchant?

The short answer is no. Stripe assumes this risk on your behalf, as they are the ones that store all cardholder data.

  • Build and Maintain a Secure Network and Systems
  • Protect Cardholder Data
  • Maintain a Vulnerability Management Program
  • Implement Strong Access Control Measures
  • Regularly Monitor and Test Networks

In addition to the aforementioned benefits, there are also varying levels of PCI compliance based on the number of transactions processed yearly.

PCI DSS
Compliance Levels
Level 1 6M+ transactions per year
Level 2 1-6M transactions per year
Level 3 20K-1M transactions per year
Level 4 Less than 20K transactions per year
Is Stripe Terminal PCI Compliant?

The BBPOS Chipper 2X BT from Stripe Terminal is pre-certified with Stripe, meaning that there is nothing additional your business will have to do to become PCI compliant. Because the connection from Stripe Terminal only communicates with Stripe, you do not need to store any cardholder information on your own servers. Everything is stored securely at Stripe, with the brightest minds in the industry protecting the data.

Are the Payment for Stripe apps PCI compliant?

The Payment for Stripe apps are Verified Stripe Partners, which have already integrated with Stripe Terminal. In essence, this means that the Payment for Stripe apps, while using all of the proper tooling and software development kits from Stripe, are also pre-certified to be PCI compliant. The Payment for Stripe apps do not store any cardholder data, as all information is just passed along to Stripe using the highest security standards available.

In addition, when manually keying in cardholder information, the Payment for Stripe app has also completed a PCI-DSS Self Assessment (the most recent standard from May 2018) to the satisfaction of both Stripe and the major credit card companies. Since Payment for Stripe does not store any cardholder data, there is no risk of a data breach.

The only company you have to worry about having your cardholder's financial information is Stripe.

Learn more about the Stripe Terminal Card reader for the Payment app: Card Readers

Which payment methods are supported?

The Payment for Stripe app supports all major credit cards as well as Apple Pay and Google Pay.

Payment for Stripe is the most utilized and trusted point of sale app on the market serving over 60,000 customers all around the globe. The Payment App provides an intuitive dashboard and seamless gateway for businesses to charge customers within 30 seconds or less. Officially partnered with Stripe, the app includes various payment methods and can receive funds in 137 different currencies.

Stripe has disintegrated tedious contractual and operational relationships with the payment scheme, eliminating weeks of review and negotiation. Consumers, paired with Stripe, now have the freedom to smoothly pay for services their way, such as traditional eCommerce, subscription, SaaS and mountains of digital goods.

The Payment App massively extends the features of Stripe payment methods by giving merchants an easy way to charge in-person and online. This article will cover the different payment methods available within the Payment App and when using Stripe services.

Stripe Payment Methods Used by the Payment App

While using the Payment App users can charge for goods and services with the following payment options:

  • AMEX
  • Visa
  • Mastercard
  • Discover
  • Diners Club
  • Maestro
  • JCB
  • Discover
  • Apple Pay
  • Google Pay

Each option is fully supported by tapping, sliding, inserting, and manual entry using either the Payment app or BBPOS Chipper 2X BT-a Bluetooth card reader that's PCI and EMV certified. Merchants can track each transaction on their application, email receipts, build their customer list, and fully integrate with any other Stripe payment taken on any platform.

Here are supported payment methods when using the Payment App:

Apple Pay

Apple, a mogul of the technology industry, released Apple Pay in 2014. Upon release, they intended to banish physical wallets for good. Consumers can store and utilize credit and debit cards within the app for frictionless payments. This contactless technology allows users to make payments through profiles set up on their iPhone, iPad, Mac OS, and Apple Watch.

The real benefit when completing transactions through Apple Pay lies in the security features. The application morphs any card stored into a unique card identity stored in Apple's "secure element." Once called upon for a transaction, it renders a unique identification code, followed by one-touch authentication and biometric face or touch ID.

Growing popularity for digital wallets and cardless technology makes Apple Pay essential for businesses to carry as a payment method. Apple Pay is now available in 33 different countries with thousands of supporting banks.

Payment for Stripe readily charges and accepts Apple Pay online and in-person with options like tap-to-pay and PCI compliant card readers.

Debit and Credit Cards

Cards dominate the global marketplace as a form of payment. Banks and other providers offer credit and debit cards such as American Express, Visa, Mastercard, JCB, Diners Club, UnionPay, Maestro and Discover. All of these are accepted on the Payment for Stripe app and card reader, but there's a difference between credit and debit:

  • Debit cards are linked to a bank account and require proper funds for each transaction.
  • Credit cards operate under a "promise to pay" system, which accrues interest if new debt isn't settled within the designated grace period.

Nearly all merchants allow the option to pay-by-card, but some use POS systems running on a different payment platform. Using Payment for Stripe will enable you to take card payments in person, online, and on-the-go, siphoning all business income into one simple account.

Regardless of what cards you're using, a study commissioned by JP Morgan Chase noted only 16 percent of consumers have ever used digital wallets, and only 25 percent of small businesses even accepted these payments. These findings illustrate the slow adoption to these technologies by consumers, making cards imperative for the present and near future transactions.

Google Pay

Google Pay is a digital wallet that allows users to store and pay with cards or bank accounts linked to Google Pay. Every user has access to their funds by selecting Google Pay and using their stored payment of choice. Security features include the use of a "virtual account number," which is shared with merchants upon payment instead of the actual credit or debit cards associated with the user's account.

Customers can deploy this virtual pocketbook to complete fast and secure transactions on the Payment for Stripe App, in-person card readers, online eCommerce stores, and even when sending money through Gmail.

Google Pay's goal is to create the best user and merchant experience utilizing its frictionless payment system, decreasing checkout time, and increasing merchant conversions. The platform's worldwide expansion between 2018 and 2020 is forecasted to increase by 61 million users, putting the total at 100 million.

Learn more about how to collect payments with Stripe: Payment for Stripe Guides