Charge customers with a Verifone P400 Stripe Terminal card reader

Seamlessly connect a card reader and charge customers in-person with a card reader. Enjoy lower Stripe rates of 2.7% + 5c on every transaction.
For Canada-based Stripe accounts, charging in CAD only Get a card reader for the U.S.

App Store Not available on Android
BBPOS Chipper 2X BT
Card Readers
Insert, tap, swipe, type or scan

We're the first Stripe Verified Partner to be part of Stripe Terminal, offering the BBPOS Chipper 2X BT — a Bluetooth-enabled card reader that is EMV and PCI compliant. If you're looking for an alternative to a card reader, the app also allows for manual card number input and live scanning via the phone's camera.

Order Card Reader
Out of the box benefits with every single card reader

Don't pay extra for what should be included. Everything is standard with our Stripe Terminal card readers.

No need for a new merchant account

Get started with Stripe in just a few minutes. Already use Stripe? Everything works together seamlessly.

Built-in fraud detection

Superior fraud detection comes as a standard feature. Verify with a CVC check, billing zip code or both. Learn more about fraud

No setup or monthly fees

Whether you're using a card reader, camera scanner or typing manually, you'll never be locked into a monthly subscription.

Customizable screens and branding

The Verifone P400 card reader has a customizable screensaver which you be easily updated with your own branding image (320 × 480px) in the Reader Settings.

PCI Compliant

Not only do we not store any payment information, our card readers can't be read or decrypted by us or you.

Email Receipts

Great looking receipts can be sent without any additional work..

How Stripe Terminal card readers work

Extend your Stripe payments to your point of sale

Take your business with you by enabling an in-person checkout process. With a unified payment system you can focus on sales instead of technology.

Step 1

Download the app

Download Payment app, connect your Stripe account and start charging customers in less than 30 seconds. No monthly fees or minimums.

App Store Not available on Android
Step 2

Connect your Stripe account

Download Payment app, connect your Stripe account and start charging customers in less than 30 seconds. No monthly fees or minimums.

Don't have a Stripe account? No worries. It's incredibly easy to setup and free to create an account.

Create Stripe Account
Step 3

Purchase a card reader

Card readers generally ship same day, with several options for expedited shipping. Standard shipping is free, and 2-day shipping is also free when you order 2 or more readers.

Order Card Reader
Verifone P400
  • Navigate to your Stripe Terminal Dashboard
  • Add a New Location for this card reader
  • Add your reader to the location
  • Enter 0-7-1-3-9 on the Verifone P400
  • Input the Registration Code into Stripe Dashboard to complete setup
Step 4

Add a location and register the card reader in Stripe Dashboard

There are few steps you'll need to complete before using your Verifone P400 card reader.

Registering a Verifone P400 Card Reader Guide
Step 4

Connect card reader

No setup required. Just make sure the card reader is charged, and follow the steps to pair in the iOS or Android Payment apps.

Card Reader Troubleshooting Guides
  • Ensure your card reader is connected to the same Wifi or Ethernet network as your device
  • Open the iOS app
  • Navigate to Settings
  • Press Connect Card Reader
Frequently Asked Questions

Everything you need to know about the Verifone P400 card reader, Stripe Terminal and the integration with Payment.

What are the transaction fees when using the Stripe Terminal card reader?

The fees when using a card reader are reduced to 2.7% + 5c USD on every transaction. Normal Payment app fees of 1% also apply.

Which currencies are supported with the card reader?

The only currency that is currently supported is United States Dollars (USD).

Can I use my card reader outside Canada?

Although in some situations, the card reader may work outside the geographic US, but we cannot make any guarantees. In these instances, it's best to manually enter the credit card information.

Are the card readers PCI compliant and pre-certified?

Card readers are certified EMV Level 1, 2, 3. They provide end-to-end encryption, natively support chip cards and contactless payments, including Apple Pay and Google Pay, and help protect you against liability for counterfeit fraud.

Additional information regarding the Verifone P400 and Stripe Terminal

Which countries have card readers available?

At the moment, card readers are ONLY available in the United States and Canada.

Do you support the Stripe Terminal BBPOS Chipper 2X BT?

Yes, although only in the U.S. We're hoping that changes very soon!

Do you support the Stripe Terminal BBPOS Chipper 2X BT in Canada?

The Verifone P400 is the only card reader supported in the Canada, however, we do support the BBPOS Chipper 2X BT for users in the U.S.

Can I return my reader?

You will need to reach out to Stripe Support to return a card reader at: Stripe Support

Related from the Blog

The importance of PCI-compliant card readers with Stripe Terminal

Reduce fraud and look more professional with a pre-certified PCI-compliant card reader from Stripe Terminal.

What is PCI Compliance?

Payment Card Industry (PCI) compliance is an official policy, created by the major credit card companies and PCI Security Standards Council to ensure the overall security of credit card transactions. The guidelines refer to both technical and operational standards that all businesses must follow to protect consumer credit card data provided by cardholders.

Why is PCI Compliance Important?

PCI compliance helps you, as a merchant, as well as payment gateways, to avoid fraudulent activity and to reduce cardholder data breaches.

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Are you responsible as a merchant?

The short answer is no. Stripe assumes this risk on your behalf, as they are the ones that store all cardholder data.

  • Build and Maintain a Secure Network and Systems
  • Protect Cardholder Data
  • Maintain a Vulnerability Management Program
  • Implement Strong Access Control Measures
  • Regularly Monitor and Test Networks

In addition to the aforementioned benefits, there are also varying levels of PCI compliance based on the number of transactions processed yearly.

PCI DSS
Compliance Levels
Level 1 6M+ transactions per year
Level 2 1-6M transactions per year
Level 3 20K-1M transactions per year
Level 4 Less than 20K transactions per year
Is Stripe Terminal PCI Compliant?

The BBPOS Chipper 2X BT from Stripe Terminal is pre-certified with Stripe, meaning that there is nothing additional your business will have to do to become PCI compliant. Because the connection from Stripe Terminal only communicates with Stripe, you do not need to store any cardholder information on your own servers. Everything is stored securely at Stripe, with the brightest minds in the industry protecting the data.

Are the Payment for Stripe apps PCI compliant?

The Payment for Stripe apps are Verified Stripe Partners, which have already integrated with Stripe Terminal. In essence, this means that the Payment for Stripe apps, while using all of the proper tooling and software development kits from Stripe, are also pre-certified to be PCI compliant. The Payment for Stripe apps do not store any cardholder data, as all information is just passed along to Stripe using the highest security standards available.

In addition, when manually keying in cardholder information, the Payment for Stripe app has also completed a PCI-DSS Self Assessment (the most recent standard from May 2018) to the satisfaction of both Stripe and the major credit card companies. Since Payment for Stripe does not store any cardholder data, there is no risk of a data breach.

The only company you have to worry about having your cardholder's financial information is Stripe.

Learn more about the Stripe Terminal Card reader for the Payment app: Card Readers

Which payment methods are supported?

The Payment for Stripe app supports all major credit cards as well as Apple Pay and Google Pay.

Payment for Stripe is the most utilized and trusted point of sale app on the market serving over 60,000 customers all around the globe. The Payment App provides an intuitive dashboard and seamless gateway for businesses to charge customers within 30 seconds or less. Officially partnered with Stripe, the app includes various payment methods and can receive funds in 137 different currencies.

Stripe has disintegrated tedious contractual and operational relationships with the payment scheme, eliminating weeks of review and negotiation. Consumers, paired with Stripe, now have the freedom to smoothly pay for services their way, such as traditional eCommerce, subscription, SaaS and mountains of digital goods.

The Payment App massively extends the features of Stripe payment methods by giving merchants an easy way to charge in-person and online. This article will cover the different payment methods available within the Payment App and when using Stripe services.

Stripe Payment Methods Used by the Payment App

While using the Payment App users can charge for goods and services with the following payment options:

  • AMEX
  • Visa
  • Mastercard
  • Discover
  • Diners Club
  • Maestro
  • JCB
  • Discover
  • Apple Pay
  • Google Pay

Each option is fully supported by tapping, sliding, inserting, and manual entry using either the Payment app or BBPOS Chipper 2X BT-a Bluetooth card reader that's PCI and EMV certified. Merchants can track each transaction on their application, email receipts, build their customer list, and fully integrate with any other Stripe payment taken on any platform.

Here are supported payment methods when using the Payment App:

Apple Pay

Apple, a mogul of the technology industry, released Apple Pay in 2014. Upon release, they intended to banish physical wallets for good. Consumers can store and utilize credit and debit cards within the app for frictionless payments. This contactless technology allows users to make payments through profiles set up on their iPhone, iPad, Mac OS, and Apple Watch.

The real benefit when completing transactions through Apple Pay lies in the security features. The application morphs any card stored into a unique card identity stored in Apple's "secure element." Once called upon for a transaction, it renders a unique identification code, followed by one-touch authentication and biometric face or touch ID.

Growing popularity for digital wallets and cardless technology makes Apple Pay essential for businesses to carry as a payment method. Apple Pay is now available in 33 different countries with thousands of supporting banks.

Payment for Stripe readily charges and accepts Apple Pay online and in-person with options like tap-to-pay and PCI compliant card readers.

Debit and Credit Cards

Cards dominate the global marketplace as a form of payment. Banks and other providers offer credit and debit cards such as American Express, Visa, Mastercard, JCB, Diners Club, UnionPay, Maestro and Discover. All of these are accepted on the Payment for Stripe app and card reader, but there's a difference between credit and debit:

  • Debit cards are linked to a bank account and require proper funds for each transaction.
  • Credit cards operate under a "promise to pay" system, which accrues interest if new debt isn't settled within the designated grace period.

Nearly all merchants allow the option to pay-by-card, but some use POS systems running on a different payment platform. Using Payment for Stripe will enable you to take card payments in person, online, and on-the-go, siphoning all business income into one simple account.

Regardless of what cards you're using, a study commissioned by JP Morgan Chase noted only 16 percent of consumers have ever used digital wallets, and only 25 percent of small businesses even accepted these payments. These findings illustrate the slow adoption to these technologies by consumers, making cards imperative for the present and near future transactions.

Google Pay

Google Pay is a digital wallet that allows users to store and pay with cards or bank accounts linked to Google Pay. Every user has access to their funds by selecting Google Pay and using their stored payment of choice. Security features include the use of a "virtual account number," which is shared with merchants upon payment instead of the actual credit or debit cards associated with the user's account.

Customers can deploy this virtual pocketbook to complete fast and secure transactions on the Payment for Stripe App, in-person card readers, online eCommerce stores, and even when sending money through Gmail.

Google Pay's goal is to create the best user and merchant experience utilizing its frictionless payment system, decreasing checkout time, and increasing merchant conversions. The platform's worldwide expansion between 2018 and 2020 is forecasted to increase by 61 million users, putting the total at 100 million.

Learn more about how to collect payments with Stripe: Payment for Stripe Guides

Stripe Terminal Card Readers available in Canada 🇨🇦

The Verifone P400 card reader from Stripe Terminal is now available in Canada.

In mid-September, we launched version 5.3 of the Payment for Stripe iOS app. Among a bunch of improvements to the overall app, we also included functionality for our users in Canada to connect and use the Verifone P400 countertop card reader.

At the moment, the Verifone P400 is only available on iOS, for users with a Stripe account based in Canada.

The countertop card reader can be purchased directly from Stripe, for C$399.

Learn more about Verifone P400

PCI compliant

Although the Payment for Stripe app is PCI compliant with manually entering card numbers since no payment or customer data is stored, using a card reader also adds an extra added layer of protection.

Strong Customer Authentication ready

Last year, the European Economic Area implemented strong customer authentication, which is essentially 2-factor authentication for your credit card. When a credit card is charged at a merchant, your customers may be asked to verify the payment before it succeeds. This gives you, the merchant, an extra added layer of security, and protects you from fraud.

Wifi or Ethernet enabled

The Verifone P400 card reader is both wifi and ethernet enabled which means that you can use your existing networks without any additional setup. The Payment for Stripe app will locate your card reader when it is connected to the same network.

Contactless payments (Apple Pay, Google Pay, etc)

During the uncertain times of COVID-19, offering a safe way to process payments without having to clean a surface, as well as adding the ability for several more payment methods, will set your business up for success for the unknown times ahead.

Chip/EMV enabled

Better than the free Square swiper, the Verifone P400 countertop reader is chip-enabled, and can process all chip/EMV cards.

Customizable screensaver

One of the most talked about features of the Verifone P400 card reader is the ability to set a custom screensaver, which is a 320x480 resolution image of your brand: your logo, instructions, etc, that is presented to the customer as they’re waiting for you to enter in the amount. We’ve found that customers have become pretty creative with this in-your-face feature by offering promotions and additional selling channels, or advertising events.

Setup & Registration

With a few simple steps, you can be up and running with the Verifone P400 card reader. You'll be able to accept new payment methods, provide for contactless payments to keep your store safe and enable Strong Customer Authentication without any additional setup or configuration.