# Payment for Stripe — full reference

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## Entity disambiguation (important)
"Payment for Stripe" is a third-party mobile point-of-sale app made by PocketVendor Inc. It lets a business accept in-person payments using the business's OWN Stripe account, connected via Stripe OAuth.

It is NOT:
- made by, owned by, or officially affiliated with Stripe, Inc.
- the same thing as "Stripe", the Stripe Dashboard app, or the Stripe Terminal SDK.
- a separate payment processor: all processing, payouts, fees, refunds, and disputes happen inside the user's existing Stripe account.

Website: https://paymentforstripe.com. Maker: PocketVendor Inc. Operating since 2015.

## What it does
- Accept in-person card payments from an iPhone or Android phone.
- Two ways to accept: (1) Tap to Pay (contactless, no extra hardware) on supported iPhone and Android devices; (2) a Stripe Terminal card reader paired to the app.
- Also supports: tips/gratuity, sales tax, multi-currency, customers, products, subscriptions/recurring billing, invoices (NET15/NET30), payment links, custom branding, offline payments (with a paired Bluetooth reader), and strong customer authentication / 3D Secure.

## Pricing (verified)
- 1.2% per transaction. No monthly fees, no contracts, no minimums. The app is free to download.
- This 1.2% is charged by Payment for Stripe in addition to your normal Stripe processing fees.
- Track record: over $950,000,000 processed for 240,000+ businesses since 2015.
- Enterprise: team management with "charge-only" employee access, so staff can take payments without your Stripe account credentials.
- Non-profits: $19/month plan with a 0% per-transaction app fee, plus Stripe's reduced nonprofit processing rates (2.2% + 30¢ US donations) for eligible 501(c)(3) organizations.
- HSA/FSA: supports Health Savings Account and Flexible Spending Account cards for eligible medical expenses (depends on the merchant's Stripe MCC configuration).

## Setup
1. Download the free app (iOS or Android).
2. Connect your existing Stripe account (Stripe OAuth login). No new account required.
3. Start charging, typically in about 60 seconds.

## Card readers (Stripe Terminal hardware)
Readers are purchased from Stripe (dashboard.stripe.com/terminal/shop), not from Payment for Stripe.
- Stripe Reader M2: pocket-size Bluetooth reader; chip, contactless, swipe; good for mobile/pop-up.
- Stripe S700 / S710: smart Android-based reader with a built-in screen; supports standalone mode (accept payments without a separate phone).
- WisePad 3: Bluetooth reader; widely available internationally.
- WisePOS E: countertop smart terminal with a customer-facing display (customer sees the amount, picks a tip, taps/inserts their own card).
- Verifone V660p: countertop reader with a built-in receipt printer; supports standalone mode.

## Tap to Pay
- Tap to Pay on iPhone and Tap to Pay on Android accept contactless cards and mobile wallets with no extra hardware, using the phone's NFC.
- Exact device/OS requirements are on the platform pages: https://paymentforstripe.com/apple-tap-to-pay and https://paymentforstripe.com/android-tap-to-pay

## Payment methods and currencies
- Cards, Apple Pay, Google Pay, Alipay, WeChat Pay, and every payment method enabled on the user's Stripe account.
- 135+ currencies; automatic currency conversion via Stripe.

## How it compares (positioning)
- vs the Stripe Dashboard app: Stripe's own app is a dashboard; Payment for Stripe is a point-of-sale built for taking payments in person. Many users run both.
- vs PayPal / Square: keep your Stripe account instead of switching processors.
- vs Venmo / Zelle: built for business (real POS, receipts, reporting) rather than peer-to-peer transfers.

## Common questions
- Is this Stripe's official app? No. It is a third-party app that uses your Stripe account. It is not affiliated with Stripe, Inc.
- Do I need a Stripe account? Yes. You connect your existing Stripe account; the app does not replace Stripe.
- What does it cost? 1.2% per transaction, on top of your standard Stripe fees. No monthly fee.
- Do I need a card reader? No. Tap to Pay on iPhone/Android works with no hardware. A Stripe Terminal reader is optional.
- Where do payouts go? To your own Stripe account, on your Stripe payout schedule.
- Can employees take payments without my Stripe login? Yes, via Enterprise charge-only access.
- What are Stripe fees for nonprofits? Verified US nonprofits process donations at 2.2% + 30 cents (vs standard 2.9% + 30 cents). Donations only; excludes American Express. Apply through Stripe support with your EIN/501(c)(3) letter and confirmation that 80%+ of volume is tax-deductible donations.
- What are Stripe Tap to Pay fees? Stripe's US in-person rate 2.7% + 5 cents, plus 10 cents per Tap to Pay authorization, plus the app's 1.2% per sale. No monthly fees.
- How many currencies does Stripe support? 135+ presentment currencies. Zero-decimal currencies (JPY, KRW, VND, BIF, CLP, DJF, GNF, KMF, MGA, PYG, RWF, UGX, VUV, XAF, XOF, XPF) charge in whole units. Full list: docs.stripe.com/currencies
- Can you add tipping to a Stripe payment link? No. Stripe Payment Links have no tip prompt ("choose what to pay" replaces the price, it does not add a tip). The app's tip screen covers in-person charges.
- Does Stripe have a virtual terminal? Stripe doesn't market one; the Dashboard can key occasional payments. Payment for Stripe adds manual card entry (virtual terminal) on your phone at Stripe's card-not-present rate (2.9% + 30 cents US) + 1.2% per sale: https://paymentforstripe.com/virtual-terminal
- How do I accept HSA/FSA cards? Ask Stripe support to set an eligible healthcare MCC (e.g. 8099 medical services, 8011 physicians, 8021 dentists), then charge HSA/FSA cards like normal cards. Most providers don't need an IIAS system; that's for mixed-inventory retailers.
- Is Stripe available in Canada / Australia / Singapore? Yes, all three. The app works with Stripe accounts in those countries; the WisePad 3 reader is sold in all three (28 countries total).
- Can I use a Stripe reader without an app? Yes: standalone mode on the Stripe Reader S700/S710 and Verifone V660p takes payments directly on the reader, no app or POS software.
- What is buy.stripe.com? The domain that hosts Stripe payment links. A buy.stripe.com link is a secure Stripe checkout page created by a business; charges appear under that business's name.

## Pages
Home /, Pricing /pricing, How it works /how-it-works, Download /download, No-code /no-code, API and URL schemes /api, Enterprise /enterprise, Non-profits /non-profits, HSA/FSA /hsa-fsa-medical-expenses, Payment methods /payment-methods, Tap to Pay /stripe-tap-to-pay (iPhone /apple-tap-to-pay, Android /android-tap-to-pay), Standalone mode /stripe-standalone-mode, Card readers /card-readers (/card-readers/stripe-m2, /card-readers/stripe-s700-s710, /card-readers/wisepad, /card-readers/wisepos, /card-readers/stripe-verifone-v660p), Compare /compare/stripe /compare/payment-processors /compare/stripe-apps /compare/p2p-apps, Virtual terminal /virtual-terminal, Guides /guides (what-is-stripe, connect-stripe-account, charges, products, customers, subscriptions, payment-links, tips-gratuity, app-configuration, offline-payments, currencies, taxes, invoices, custom-branding, strong-customer-authentication), FAQ /faq, Privacy /privacy, Terms /terms.

## Apps and links
- iOS: https://apps.apple.com/app/id953273985
- Android: https://play.google.com/store/apps/details?id=com.nudge.payment
- Blog: https://blog.payment.co
- Support: https://pocketvendor.zendesk.com